The Higher Certificate in Banking at the University of South Africa (UNISA) is a National Qualifications Framework level 5 open distance learning qualification of 120 credits, with a maximum of three years to complete. It is intended for students entering the banking and financial services sector, providing grounding in banking products and services, the South African financial system, basic financial mathematics, client service, and the regulatory environment in which banks operate. Students build the foundational skills to perform entry level banking duties under supervision and to communicate effectively with clients. It also supports staff already employed in banks who want a formal qualification, and students who plan to progress to a diploma or degree in banking or finance.
Admission requires a National Senior Certificate (NSC) with at least 30% in the language of teaching and learning, or a Senior Certificate (SC) with at least an F symbol on the higher grade or an E symbol on the standard grade in the language of teaching and learning, or a National Certificate Vocational (NCV) at level 4 with at least 40% in the language of teaching and learning. The admission point score (APS/AS) for this qualification is 15. A recognition of prior learning route is available for applicants who are at least 23 years old, have completed at least Grade 10, and have at least three years of relevant work experience. The SAQA identification number for this qualification is 84286.