Diploma in Credit Management | TUT

APS Required

points

Duration

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Type

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Delivery

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Details

The Diploma in Credit Management at TUT develops students in credit analysis, debt management, accounts receivable, credit legislation, and banking — a field governed by South Africa's National Credit Act and supported by the South African Institute of Credit Management (SAICM). With South Africa's high household debt levels and the complexity of credit regulation, skilled credit management practitioners are in sustained demand across retail banking, motor finance, insurance, and the retail sector. Students develop competencies in credit risk assessment, debtors management, dispute resolution, and credit bureau management. The programme provides a pathway to SAICM professional designations.

English Home Language or English First Additional Language: Level 4
Mathematics or Technical Mathematics or Mathematical Literacy: Level 3
Accounting: Level 3
APS: 24

Career Prospects

Credit Analyst – Evaluates credit applications and assesses borrower risk for retail banks, vehicle finance companies, and credit providers.
Accounts Receivable Manager – Manages the collection of outstanding debtors and accounts receivable for businesses and financial institutions.
Credit Risk Officer – Monitors and manages credit risk exposure across a portfolio of loans or credit accounts for a bank or retailer.
Debt Recovery Specialist – Manages the collection of overdue accounts through negotiation, restructuring, and legal processes under the NCA.
Credit Bureau Analyst – Manages credit bureau data, disputes, and reporting for credit providers and the National Credit Regulator.

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